Ohio business protected by commercial insurance from Ayers Insurance
Commercial Coverage

Business Insurance

Protect your business with comprehensive commercial insurance from multiple trusted carriers. Tailored coverage for Ohio businesses of all sizes.

Comprehensive Commercial Insurance

Running a business comes with risks. From liability claims to property damage, the right insurance coverage protects your livelihood and gives you peace of mind. As an independent agency, we compare options from multiple carriers to find the best coverage for your specific business needs.

General Liability

Protects your business from claims of bodily injury, property damage, and personal injury. Essential coverage for any business that interacts with the public.

Commercial Property

Covers your business property including buildings, equipment, inventory, and furniture against fire, theft, vandalism, and other covered perils.

Workers Compensation

Required in Ohio for most employers. Covers medical expenses and lost wages for employees injured on the job while protecting your business from lawsuits.

Business Auto

Covers vehicles used for business purposes, including owned, leased, and hired vehicles. Protect your fleet with comprehensive commercial auto coverage.

Professional Liability

Also known as Errors & Omissions (E&O) insurance. Protects against claims of negligence, mistakes, or failure to deliver professional services.

Additional Business Coverage Options

Business Owners Policy (BOP)
Commercial Umbrella Insurance
Cyber Liability Insurance
Employment Practices Liability
Directors & Officers Insurance
Surety Bonds

Ready to Protect What Matters Most?

Let our experienced team find the right coverage for you at a competitive price. Family-owned service since 1912.